Brandy Cross
ERPA, CPC, QPA, QKA
Principal and Director of DC Compliance
Omaha, NE, US
Brandy Cross is a principal and the director of DC compliance with Milliman’s Employee Benefits Administration and Consulting Practice. She joined the firm in 1998.
Experience
Brandy has extensive experience with complex administration, nondiscrimination testing, government reporting, and consulting on qualified and nonqualified retirement plans. She has been in the retirement industry since 1998. Brandy currently manages four teams of professionals who are responsible for the completion of all compliance and regulatory tasks for defined contribution retirement plans. She also works with clients and staff in relation to various Internal Revenue Service and Department of Labor plan compliance issues.
Professional Designations
- Enrolled Retirement Plan Agent (ERPA), Internal Revenue Service
- Certified Pension Consultant (CPC), American Society of Pension Professionals and Actuaries (ASPPA)
- Qualified Pension Administrator (QPA), ASPPA
- Qualified 401(k) Administrator (QKA), ASPPA
Education
- BA, Political Science, University of Iowa - Iowa City, Iowa
Affiliations
- Member, ASPPA
Publications
Read their latest work
Article
SECURE 2.0, Part 1: Tips for DC plans navigating contribution changes
23 May 2023 - by Nina Lantz, Brandy Cross
Milliman retirement experts discuss the new law’s impact on defined contribution plans.
Article
Retirement savings for long-term, part-time employees: What is changed with SECURE 2.0
09 May 2023 - by Brandy Cross
In the wake of SECURE 2.0, we review what has changed for employers in terms of administering retirement savings plans for long-term, part-time employees.
Article
The SECURE 2.0 Act of 2022: Qualified plan contribution updates and options
18 April 2023 - by Brandy Cross
We run through five provisions of SECURE 2.0 related to mandatory and voluntary changes to employee and employer contributions for DC plans.
Article
Imperfect defined contributions plans: When good plans go bump
26 January 2023 - by Brandy Cross
Defined contribution retirement plans are a complex entanglement of many moving parts and players that can change at any moment.
Article
Filing filing… Where is that filing?? Correcting missing or late Form 5500s
19 January 2023 - by Brandy Cross
We dive into the world of missing Form 5500 filings.
Article
Lamenting over loans: Operational failures related to participant plan loans
19 January 2023 - by Brandy Cross
This article will explore possible corrections when a participant plan loan doesn’t go exactly as it should.
Article
Considerations: Is adding after-tax contributions in your 401(k) plan always a good idea?
05 May 2015 - by Brandy Cross