
Pang-Hsiang Chye
FIA, FSOAT, FSAS
Principal & Consulting Actuary
Hong Kong, CN
Pang Chye is a principal and consulting actuary with Milliman’s Hong Kong office. He joined the firm in 2002, after spending more than two and a half years with Milliman in New York, and six years with an actuarial and management consultancy in Southeast Asia.
Experience
Pang specializes in property and casualty insurance and healthcare insurance. He has consulted to more than 80 property and casualty insurance and reinsurance companies in Greater China and Southeast Asia on issues pertaining to: .
- Market entry and business planning
- Mergers and acquisitions and IPOs
- Alternative distribution channels and customer segmentation
- Premium rating
- Review of adequacy of claims reserves
- Improvement of return on equity using reinsurance
.Pang has consulted to governments, insurance companies, health plans, hospitals, physician groups, and pharmaceutical companies in Asia, the United States, and South Africa. His healthcare experience includes:
- Healthcare financing reform
- Product design and consumer testing
- Premium rating and quotation systems
- Provider profiling and reimbursement and network management
- Healthcare utilization and cost management
- Market entry and business planning
- Mergers and acquisitions
Professional Designations
- Fellow, Institute of Actuaries, London
- Fellow, Society of Actuaries, Thailand
- Fellow, Singapore Actuarial Society
Education
- Master of Economics, Macquarie University, Sydney, Australia
Publications
Read their latest work
Article
Indonesia in focus: What’s new in non-life, March 2026
01 April 2026 - by Pang-Hsiang Chye, Renuka Subramaniam, Ham Victoria Janice Hartono, Leonardo Adrian
Our latest Indonesian non-life newsletter details market conditions, product launces, and premium growth, including the 4.8% YOY gains in Q4 2025.
Article
インドネシアの損害保険ニュース:2026年3月
01 April 2026 - by Pang-Hsiang Chye, Renuka Subramaniam, Ham Victoria Janice Hartono, Leonardo Adrian
ミリマンの最新のインドネシア損害保険ニュースレターでは、市場環境、新商品、前年同期比4.8%増となった2025年第4四半期の保険料など、保険料の伸展について詳述しています。
Article
タイの損害保険ニュース:2026年3月
27 March 2026 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
タイの損害保険市場では、2025年の元受保険料総額が前年比2%増となり、種目別にみると自動車、傷害、医療などが伸びを牽引しました。
Article
Thailand in focus: What's new in non-life — March 2026
27 March 2026 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
In Thailand’s non-life insurance market, total direct premiums increased by 2% in 2025, led by increases in areas such as motor, personal accident, and health.
Article
東南アジアにおける健康保険の進展:2025年10月
13 October 2025 - by Pang-Hsiang Chye, Cheng Xin Yap, John Chin, Bussaba Chauyruk
本稿では、2025年上半期の東南アジアの健康保険市場における様々な進展について、東南アジア6か国と香港の市場調査やニュースとともにお伝えします。
Article
South East Asia in focus: What's new in health — October 2025
13 October 2025 - by Pang-Hsiang Chye, Cheng Xin Yap, John Chin, Bussaba Chauyruk
We highlight developments in the health insurance market in Southeast Asia through mid-2025, with market surveys and news for six countries and Hong Kong.
Article
タイの損害保険ニュース:2025年9月
01 October 2025 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
2025年上半期のタイの損害保険会社の引受利益は、2024年同期と比べ、2/3以上増加しました。
Article
Thailand in focus: What's new in non-life — September 2025
01 October 2025 - by Pang-Hsiang Chye, Ken Lim, Tananya Santipinyolert, Thitipong Chanthawongsa
Underwriting profit for Thailand's general insurance companies rose by more than two-thirds in first half of 2025 versus the same period in 2024.
Article
インドネシアの損害保険ニュース:2025年9月
12 September 2025 - by Pang-Hsiang Chye, Renuka Subramaniam, Ham Victoria Janice Hartono, Injilia Sevra Kapero
インドネシアの損害保険ニュース本号では、2025年の業界の進展についてお伝えします。また、全体の保険料の上昇、新商品に関するイノベーション、規制の動向について取り上げ、以下のトピックスについても論じます。
Article
Indonesia in focus: What’s new in non-life, September 2025
12 September 2025 - by Pang-Hsiang Chye, Renuka Subramaniam, Ham Victoria Janice Hartono, Injilia Sevra Kapero
Our semiannual newsletter explores how Indonesia’s non-life insurance sector is evolving in 2025, including rising overall premiums, innovative new products, and regulatory shifts.