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David Kirk

FIA, FASSA, FeASK, FNAS, CFA, CAIA, PRM
Managing Director, Milliman Africa
Cape Town, ZA
27 83 300 0968

David Kirk is the managing director for Milliman in Africa. He specialises in risk and capital management, regulatory change and insurance strategy.

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Experience

David has extensive experience in life insurance and broad exposure to property and casualty insurance and financial instrument valuations.

His technical expertise includes:

  • Insurance financial reporting (IFRS, EV, MCEV, Solvency II, and SAM)
  • Capital and risk management, including SAM/Solvency II
  • Due diligence and M&A advice
  • Appointed Actuary and Head of Actuarial Function services
  • Specialist board consultant
  • Micro insurance and parametric insurance
  • Financial and actuarial model development and validation
  • New market entry, market expansion and licence applications, including micro insurance licence applications
  • Enterprise risk management framework development and readiness assessment

Prior to joining Milliman, David was practice leader of KPMG’s actuarial business in South Africa. The role included responsibility for practice development and management, from setting standards of practice to bringing in new clients to overseeing longer-term brand building.

His previous positions include partner at PwC in South Africa and actuarial analyst and consultant at Tillinghast-Towers Perrin.

Publications

Read their latest work

Article

8 questions to ask your actuaries

15 April 2026 - by David Kirk
For non-executive directors at insurance companies in South Africa, we offer eight questions to ask their actuarial teams.
Article

アクチュアリーに問うべき８つの質問

15 April 2026 - by David Kirk
南アフリカの保険会社における非執行取締役の方々に、数理チームに確認すべき8つの質問を紹介します。
Article

Observations on expense assumptions and scale, under IFRS and solvency measures

15 April 2026 - by David Kirk
We discuss different approaches to expenses and scale under IFRS 17, Solvency II, and Solvency Assessment and Management.
Article

IFRSおよびソルベンシー指標における経費の前提条件と規模に関する考察

15 April 2026 - by David Kirk
本稿では、IFRS第17号、ソルベンシーII、およびソルベンシーの評価・管理における経費と規模に応じた様々なアプローチについて論じます。
Article

アフリカ保険業界アップデート：2026年4月

13 April 2026 - by David Kirk, Susan Melmed, Chris van der Merwe, Andrew Henning, Ishkar Singh
ミリマンによる最新の南アフリカ保険業界アップデートでは、2026年第1四半期の主な動向について取り上げます。
Article

South Africa: Insurance industry update - April 2026

13 April 2026 - by David Kirk, Susan Melmed, Chris van der Merwe, Andrew Henning, Ishkar Singh
Our latest update for the South African insurance industry outlines key developments for 2026 Q1.
Article

世界の生命保険および健康保険のM&A：2026年

08 April 2026 - by Ian Humphries, Katie Nelson, Tanner McKerlie, Sam Burgess, Stuart Reynolds, Su Meng Lee, Ariel Hojman, Fernando Mesquida, Richard Taylor, David Kirk, Bryan Liu, Wen Yee Lee
北米、欧州、アジア、中南米、アフリカの取引について、2025年のレビューと、2026年以降の見通しをお伝えします。
Article

Global life and health insurance mergers and acquisitions (M&A)

08 April 2026 - by Ian Humphries, Katie Nelson, Tanner McKerlie, Sam Burgess, Stuart Reynolds, Su Meng Lee, Ariel Hojman, Fernando Mesquida, Richard Taylor, David Kirk, Bryan Liu, Wen Yee Lee
A review of 2025 and an outlook for 2026 and beyond, covering transactions in North America, Europe, Asia, Latin America, and Africa.
Article

FLAC and the South African insurance sector

20 March 2026 - by David Kirk
"First loss after capital" instruments raise investment, risk, and capital questions for South African insurers, who need to know the extent of their exposure to the banking sector.
Article

アフリカにおける生命保険の資本規制と開示：2025年末

10 February 2026 - by David Kirk, Susan Melmed, Chris van der Merwe, Ishkar Singh
アフリカでは生命保険会社に対するリスクベースの監督や資本フレームワークへの移行が進んでおり、本稿では、地域内の様々な資本規制について調査しています。